Strategic Advisory 15+ Years PFA Expertise

From Regulatory Burden
to Strategic Asset

Strategic compliance and HR advisory that transforms Nigeria's toughest regulatory demands into measurable business advantage. Navigate complexity with confidence.

Trusted by organizations across financial services, non-financial businesses, and enterprises scaling in Nigeria's evolving regulatory landscape.

100%
Filing Accuracy Rate
Zero
Infractions Across All Engagements
15+
Years PFA Industry Experience

Why Compliance Matters Now More Than Ever

Nigeria's regulatory environment is intensifying. A single missed filing can cost you the business.

Pension Scheme Obligations

With three or more employees, you must enrol staff in the Contributory Pension Scheme and remit contributions within seven days of salary payment. Missing deadlines carries penalties and reputational risk.

Problem: Reactive fire-fighting and missed submissions
Solution: 100% accuracy on every FIRS or SIRS filing, with zero missed submissions every cycle

Financial Compliance & Data Security

The NDPA 2023 binds every organisation across lawful processing, registration, reporting and real penalties. Financial and non-financial businesses must meet the ML (P&P) Act 2022, EFCC and CBN rules simultaneously.

Problem: Regulatory uncertainty and compliance fragmentation
Solution: A zero infraction record backed by comprehensive AML/CFT frameworks deployed proactively

Employment & Compensation Risks

Labor law violations, improper pension contribution calculations, and undocumented HR governance expose your organization to audit failures and regulatory sanctions.

Problem: One oversight can mean sanctions, reputational damage, and operational paralysis
Solution: HR governance, pay equity, and pension advisory ready for any regulatory review

Meet CHOLAL
Professional Services

A combination of credentials and experience few advisers can match — built on more than 15 years inside Nigeria's most complex regulatory ecosystems.

SPHRi CCEP-I CFA Investment Foundations
"Compliance is not a burden — it's your competitive advantage."
— Charles Olakunle Alaka

Deep Expertise. Proven Results.

Deep Regulatory Expertise

More than 15 years at a leading Nigerian PFA, overseeing compliance at scale across PenCom, NDPC, FIRS, CBN, and EFCC requirements.

Proven Track Record

Zero infractions across all client engagements. Reporting always audit-ready, consistently protecting the bottom line and organizational reputation.

Multidisciplinary Approach

Strategic advisory aligning regulatory requirements with business execution. Every recommendation grounded in real-world implementation experience.

Explore Our Founder's Background

Three Core Areas of Expertise

From regulatory universe mapping to live dashboard oversight — we cover the entire compliance spectrum so you can focus on growth.

Regulatory Compliance

Statutory & Regulatory Management

  • Regulatory Universe Design
  • Compliance Audits & Gap Analysis
  • Statutory Reporting & Filings
  • Risk Mitigation & AML/CFT
100% Accuracy Zero Infractions Full Coverage
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HR, Compensation & Benefits

People Strategy That Scales

  • Total Rewards Design
  • Pension Advisory (RSA)
  • HR Governance & Policy
  • Labor Law Compliance
Market Aligned Audit Ready Full Compliance
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Strategic Advisory

Turning Compliance Into Advantage

  • Regulatory Universe Strategy
  • Red-to-Green Transformation
  • Technology Integration
  • Ongoing Advisory
Zero Blind Spots Real-Time Visibility 100% Alignment
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What Sets CHOLAL Apart

Integrity

Protecting Your Brand

Unwavering ethical standards and a duty of care that goes beyond the contract on every engagement. Integrity is embedded in every recommendation. We don't just meet requirements — we exceed them.

Your compliance report is your brand promise. We treat it that way.

Innovation

Driven by Technology

Automated monitoring and live dashboards give you visibility in real time, with no manual blind spots. From regulatory universe mapping to automated tracking, we leverage technology to reduce risk.

Automated oversight means zero missed deadlines and full auditability.

Results

Red to Green

We move your compliance dashboard from red to green through closed-loop accountability, then keep it there. Every engagement is measured in outcomes: zero infractions, audit readiness, competitive advantage.

100% alignment on every reporting cycle, guaranteed.

Founder's Edge

15+ Years in Nigeria's PFA Industry

With more than 15 years at a leading Nigerian Pension Fund Administrator, Charles Olakunle Alaka brings direct experience managing regulatory compliance at scale. This isn't theoretical knowledge — it's forged in the complexity of Nigeria's pension system, working across PenCom requirements, FIRS filings, and enterprise-level risk management.

SPHRi CCEP-I CFA Investment Foundations 15+ Yrs PFA
Read Full Founder Story
"Compliance is not a burden — it's your competitive advantage. When every filing is on time, every policy is audit-ready, and every risk is mapped and mitigated, your team can focus on growth instead of firefighting."
Charles Olakunle Alaka
Lead Consultant, CHOLAL Professional Services

Trusted Across Nigeria's Most Regulated Industries

"CHOLAL transformed our pension compliance from a quarterly scramble into a live, automated process. Zero missed submissions and full confidence in every filing."
Finance Director
Financial Services | 500+ Employees
"Their AML/CFT framework wasn't just compliant — it gave us deeper visibility into our operational risks. That's the kind of strategic thinking you don't find everywhere."
Compliance Officer
Enterprise Services | 300+ Employees
"Charles's background in PFA gives him credibility with regulators. He speaks their language and anticipates their concerns. That's invaluable when you're navigating FIRS audits."
CEO
Technology/Services | 150+ Employees

Ready to Transform Your Compliance?

Three simple steps to move from reactive firefighting to proactive strategic advantage.

01
Schedule a Discovery Call

We understand your regulatory landscape, risk profile, and business priorities. No generic recommendations — targeted advice based on your specific situation.

02
Receive Your Compliance Assessment

Get a detailed map of your regulatory universe, gaps analysis, and a prioritized action plan. See exactly where you stand and what needs immediate attention.

03
Engage CHOLAL as Your Trusted Adviser

From ongoing compliance management to transformation initiatives, we become your regulatory partners — proactive, responsive, and always one step ahead.